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For planned needs

Regular Loan

A steady option for larger member needs such as household improvements, education costs, major purchases, or bringing obligations into a clearer repayment plan.

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Family planning a larger household expense with a budget notebook
Regular LoanPlanned progress for home, education, and family needs.

How it works

Built for member needs with local review.

Designed for members who need a larger amount with room to repay over time.

Suitable for planned expenses where a predictable repayment schedule matters.

Reviewed locally so your actual situation can be considered.

Before applying

Typical requirements

  • Active MCU membership
  • Share capital account in good standing
  • Valid identification and updated contact information
  • Income or repayment capacity details

Next step

Ask MCU to review your eligibility.

Send membership inquiry