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For short cash flow gaps

Payday Loan

A small, short-duration loan for members who need temporary cash flow support between pay periods.

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Working member reviewing a short-term budget on a phone
Payday LoanA practical bridge for short cash flow gaps.

How it works

Built for member needs with local review.

Intended for immediate, modest needs with a very short repayment period.

Useful when the member already has an expected incoming paycheck or income source.

Keeps documentation simple while still supporting responsible review.

Before applying

Typical requirements

  • Active MCU membership
  • Share capital account in good standing
  • Current employment or expected income details
  • Agreement to the 30-day repayment schedule

Next step

Ask MCU to review your eligibility.

Send membership inquiry